Summer is a time of fun and relaxation, but the gentle breezes and the sound of the ocean surf can be replaced by the sound of an emptying savings account. The National Foundation for Credit Counseling© (NFCC©) wants to help consumers avoid the top money wasters that could get in the way of fun in the sun.

Impulsive Travel – Hastily booking a trip at the last minute can be very expensive, mostly because no time is taken to research deals and comparison shop for the lowest prices. Recent studies have found that the majority of travel is booked online, where there is the best opportunity to save. Use the tools available on the web to capture the most savings. Start by comparing package offers and try to be flexible with travel dates. Many travel booking sites offer special value-added deals that include hotels where kids eat at no cost.

No Spending Plan – A budget is essential for saving money throughout the year, allowing for necessities like housing and food. The same is true for any summer holiday with its mix of familiar and unique spending categories. Research the destination and compare prices for all of the anticipated activities. Start saving money each month throughout the year in order to have enough to cover as much of the cost as possible.

Extra Baggage and Other Airport Blunders – A little extra planning saves a whole lot of money at the airport. Savings can start with the number of bags packed, if limited to the size and quantity allowed by the airline being used. Each airline has different guidelines, so it pays to check before traveling. The Transportation Safety Administration (TSA) has a website dedicated to summer travel, offering plenty of advice that can help save time and prevent confiscation of valuable personal items.

For some relief from the stress of summer vacation debt, and to put the sizzle back into your savings, speak with a certified financial counselor by contacting the NFCC at www.nfcc.org or 800-388-2227.