The 13 percent of Illinois households that fall below the poverty level have a new resource to help them build their credit and avoid high interest loans that can cripple their finances. Capital Good Fund is a nonprofit, U.S. Treasury-certified Community Development Financial Institution that provides equitable loans to low-income families for a variety of key needs, including vehicle purchase, repair, or refinance; security deposits; immigration expenses (citizenship applications, green card renewal, family petitions, etc.); and emergencies.  The organization’s entry into Illinois is part of its overall plan to provide loans to the economically underserved across the nation. Statistics show that the average family making $25,000 a year will spend nearly as much on financial services and fees—overdrafts, interest payments, check cashing—as they do on food. Capital Good Fund offers personal loans ranging in size from $300-$20,000, with an average interest rate of just 14 percent.  Illinois residents who want to learn more are encouraged to visit the website: https://capitalgoodfund.org/en/.