If you’re like some people, you may have a sense that Life insurance is a good thing — but may not be certain why. Or you may have some preconceptions on the topic. After all, isn’t life insurance simply a euphemism for death insurance? Because in order to get the money, you have to die — and of course, it’s hard to enjoy that money when you’re no longer among the living.

Let me explain how I view life insurance. As someone who earns a living by helping to provide the peace of mind that is the hallmark of life insurance’s value, I see life insurance as a gift — because the events that define our lives are precious and deserve to be protected.

When you care enough about someone to own a life insurance policy, you’re thinking about everything that makes your life so special. You’re seeing the possibilities for generations. Marriages, first homes, retirement and other major events can be enhanced for your family because of your life insurance policy. And no, you may not need to die to put your permanent life insurance policy to work!

There’s more to permanent life insurance than a death benefit. One type of permanent life insurance is whole life insurance, which accumulates as guaranteed cash value* that can also help make your life’s journey that much more enjoyable.

And after you’re gone, what lives on is your legacy. Your legacy can certainly be an inheritance to your beneficiary, but maybe it’s equally important to think about the little things your legacy can provide. Consider the first dates, the birthdays, the anniversaries that might all benefit in some tiny way because your life insurance policy delivered as promised. What is a life if not a series of moments tied together? You can help to make those little events just a bit more special for those you love.

It’s Life Insurance Awareness Month — a great time to think about all those little things that are ultimately so very important. Because life is special, consider taking a look at your life insurance coverage today.

* Cash value is accessible through policy loans which accrue interest and reduce cash value and death benefit. Guarantees are based upon the claims-paying ability of New York Life Insurance Company.

This educational third-party article is being provided as a courtesy by Evelin Freytas, Financial Service Professional, New York Life Insurance Company. To learn more about the information or topics discussed, please contact Evelin Freytas at 773-603-8309.