Attorney General Kwame Raoul is reminding Illinois residents who have federal student loans that they could be eligible for the Public Service Loan Forgiveness (PSLF) limited waiver if they have worked in public service, such as for a government agency, the military or a non-profit organization. Raoul is encouraging those individuals to apply before the waiver expires on Oct. 31, 2022. Thousands of federal student loan borrowers have used the waiver to get closer to total loan forgiveness. For a limited time, borrowers can receive credit for repayment periods that previously wouldn’t have counted, such as when a payment was not made, was made late, was not paid in full, or the borrower was not on a qualifying repayment plan. Borrowers can find out whether they are eligible for the PSLF waiver by visiting the Federal Student Aid website. The PSLF waiver might work for borrowers who have federal direct loans, or can consolidate other types of federal student loans – like Federal Family Education loans or Perkins loans – into direct loans by Oct. 31. Borrowers must also have worked for a qualifying public service employer, which they can search on the website. Borrowers who have questions or are in need of assistance can contact the Attorney General’s Student Loan Helpline at 1-800-455-2456 or 1-800-964-3013 (TTY).